Quote:
Originally Posted by arpad_m
There must be some truth to those other variables, though, since I'm paying less than half for literally the same car and coverages with the same insurance company than I used to in a different state, while our family record is pretty far from squeaky clean, basically one own fault accident and claim per year up to 2019 (now that I think of it, though, it's been 3 years since the last one, they may have "rolled off" the policy).
Also, all drivers must be listed for every car on the policy, which definitely shouldn't help, yet I saw a never expected drop in premiums. Not complaining of course, just saying there are many variables and location may matter a whole lot more than any factor related to the car and/or personally linked to drivers.
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There will be some variation, but my point is that we can at least get an idea of how much more/less people are paying. I think if anything it helps everyone realize that they need to shop around for insurance from time to time, which is actually a pretty good idea to do even if you think you're getting a great rate. I had homeowner's insurance and two cars for just myself with Kemper and called Allstate and saved about $300 a month. Like I said, sure there's going to be variation from region to region, but these threads are good reminders that there are discounts to be had with a "15 minute phone call". Oh and for the record, I don't like Geico, nor State Farm...hell I don't really care for any insurance company to be quite honest.