Quote:
Originally Posted by mcintyre1969
It is not all of Allstate's policies. It is their Milewise product you use the plug in. They do have the app if you want for other products, but I don't use it. If you read your policy, they can not deny an accident because you were speeding, ran a red light, drunk ..... just intentional acts here in Texas.
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The original post (the one behind the WSJ paywall) was saying that Allstate is trying to get state regulators to make it allowable for insurance companies to use the monitors to set your rates, instead of them using your credit rating. That's a very different animal than the current "reduce your rate" plug ins that several companies use (which is what the second link the OP posted was referring to). And if they succeed, then you can expect other insurers to start doing the same thing.
However, the hope would be that the state regulators won't allow this because of the data and privacy concerns. Maybe it will vary by state if it ever comes to pass.