Quote:
Originally Posted by SSOOCH
I am in total shock and disgust right now. I purchased a 2008 HHR SS April of 2008. I financed it through GMAC at a killer rate of 2.5%. Well in September of 2008 I decided that the extended "Protection Plan" I purchased with the car was a waste of money. I went down to my dealer and cancelled it out. My dealer explained that it would just be taken off of my loan that I would not get a cash refund. Fine. So in October when I log into my GMAC account online it shows that I don't owe a payment until the end of December. It shows the $1208 that was refunded to me was added to my payments. Good enough. I just got a little extra Christmas money.
Fast forward to today. I get a call in the office from GMAC wanting to know why I'm two months behind on my payments. I was in shock.....I thought it was a friend calling me trying to pull a prank. This was no prank. GMAC has decided that the refund I got last September should have been taken off the top of the loan and not applied as payments. So they've now "fixed" this for me but I'm now two months behind on my payments.....I was in total shock and awe!!! I spoke to four levels above and they aren't going to do a thing about it. So now come October 27 I have three car payments I have to make on my HHR SS. They are basically saying if I don't pay for late payments and my current payment by October 27th they're threatening to repo the HHR. I bought my first new car in 1994. It was 1994 Red Chevrolet Camaro. I've owned nothing but Chevrolet's since. Every single one of them has been financed through GMAC and I have never been late once, on any one of those cars monthly payments.....
I'm so shocked I'm not even mad right now. It's like a bad dream.
Thanks for lisenting to my rant.
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Ive been trying to get them to refund my Extended warranty for 2 months now .. I'll keep an eye out on how they do it .. thanks for stating this!! Its total bull!!
Crowley