Quote:
Originally Posted by ProjectZL1
If i were paying cash or had 5 to 10k to put down again i would do that. The issue is i have financed my last 5 cars 84 months. only putting about 2 to 3k down on each to cover tax, tag and title. the banks i use only go 72 months on a 2017 MY car now. That would put me over 700 a month. I can not really go over 670 a month, i pay 648 now. I get the best interest rates so the only deciding factor is price. May have to work some OT and get a few grand extra built up to do it. But i hate working OT, would raher be at home doing anything else. lol
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You are talking about spending a lot of time (OT) and money just to eliminate that third pedal.
Today you want to trade a M6 for an A10. In a few years something else better will come out, what then?
Someday you will wake up in the morning and wish you had $10K to put down on a house, engagement ring, or vacation and regret not saving/having the money. Trust me we have all been there.
Keep the car and enjoy the manual shifting. Then when you have it paid off, consider your next project or purchase.