[SSDan]

The bad news - your stuck dealing with this! Good news - that amount of damage should be repairable with great results. As others have said - push for diminished value. You will need to take that up with the other parties insurance company. In fact - if the other carrier will take full responsibility - I'd settle with them and keep your insurance carrier out of it. Its easier to manage the repair damages and the diminished value claim with the one at fault insurance adjuster if you can. Best wishes for a good outcome.