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I'm the type of person who tries to live on the line of being fiscally responsible but also spending money to enjoy the present. But at your age I would have killed to have a car as cool and fast as the SS, so consider yourself a lucky kid. I personally wouldn't go into further financial hardship to get a ZL1.
Of course, I don't know your full financial situation. Do you have student loans? A good paying job? Have you started putting money away in an investment/retirement account? Only you can answer these questions and see if its worth spending the extra money every month. Just realize how cool of a car you have right now and don't take it for granted!
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