Yeah insurance is one of my big worries. The negative equity would be covered by my down payment. I could just apply that money to my current loan and have positive equity and then some. Maybe I'm just being young and dumb.
I do appreciate all replies. I'm talking with a local dealer about a 2017 ZL1 with 7k miles and CPO. They started at $52,500, then shot the price up the $54k, then dropped down to $51,800 and now its currently listed at $53,829. They do not seem willing to work off their now current ask price.