Quote:
Originally Posted by keon718nyc
Just curious where you got this info from as i never in my life had any of them check mine or my wife's credit... This is through many i went through, geico, state farm, liberty mutual, progressive and more i cant think of i have had. I check my credit reports, unless they are doing a soft pull that doesn't show up.  |
I have a friend who complained that his insurance went up due to poor credit score.
Not sure if USAA, my carrier, checks or not. never been a concern for me.
factors that influence your score
Esurance uses LexisNexis®, a leading provider of consumer reports, to obtain your credit-based insurance score. LexisNexis looks at the information on your credit history from credit bureaus like Experian to compute your insurance score, meaning that your credit score will impact your credit-based insurance score.
Favorable factors might include:
Long-established credit history
No late payments or past-due accounts
Open accounts in good standing
Unfavorable factors might include:
Past-due payments
Accounts in collection
A high amount of debt
A short credit history
A high number of credit inquiries
https://www.esurance.com/info/car/my...insurance-rate