Thread: Insurance costs
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Old 08-24-2018, 12:15 PM   #28
DangerZL1


 
Drives: 2023 Black ZL1 Auto
Join Date: Oct 2009
Location: FEMA Region 4
Posts: 2,936
Quote:
Originally Posted by ninetres View Post
Yea I hear that, not everyone’s use fits their policy. FWIW the description of intended use on the actual contract once you sign up is simply “Pleasure”.

After discussing useage with one of their agents, and researching actual claims from customers on the Vette and viper forums etc.....I’m super comfortable with it. It essentially can’t be your daily driver, but driving it every day in a given week, or 8,000m a year isn’t outside of their coverage. If it’s a beautiful day outside and you feel like driving it to work, no problem. Taking the wife out of town? No problem.

Taking the kids to school everyday like you mentioned, probably not gonna fly.

What does your 100% replacement rider mean? They buy you a similar used Camaro? Or pay you back an agreed value (or what you actually paid for the car?)
I've checked with collector car insurance companies before, and you definitely aren't covered if you drive it to work. You can't even drive the car to a friend's house park it in their driveway and go out to eat in their vehicle. They essentially want you to be with or near the car like at car show or just pleasure driving.
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