04-04-2015, 10:39 AM | #57 | |
Drives: 2015 Camaro 1SS,6 Speed,NPP Exhaust Join Date: Dec 2012
Location: Florida
Posts: 1,842
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Quote:
All insurance companies have a license to steal. Its a must have but I have no love for them. |
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04-04-2015, 10:48 AM | #58 |
Drives: 2012 camaro Join Date: Feb 2012
Location: central VA
Posts: 3,196
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only claim I've ever filed was with geico. gave me two options, could take my car to their preferred shop and they would guarantee the repairs for the life of the car, or I could go to a shop of my choosing without the lifetime guarantee. went to their shop, which happened to be owned by the local Chevy dealer, and every thing was done perfectly without a hitch. one of the easiest things I've ever done.
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04-04-2015, 11:13 AM | #59 |
Drives: 2013 ZL1 M6 Join Date: Oct 2013
Location: Nor Cal
Posts: 1,825
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Insurance..... agreed value is the only way to go. Low rates = headaches when something actually happens.Some have more luck than others but they almost always try to squirm out of spending the money you pay them. They are all the same except specialty insurance.
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04-04-2015, 11:15 AM | #60 |
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In 31 years of driving (knock on wood) I haven't been in an accident that was my fault.
I am just glad to find a somewhat reasonable rate (392) for 6 months versus the 577 that my provider (State Farm) required for the same coverage. So now I can use the 185 I saved for something else. A 5 gallon container of Adams Car Shampoo would be nice! |
04-04-2015, 11:46 AM | #61 |
Drives: 2014 RS/SS Join Date: Nov 2014
Location: NJ
Posts: 191
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I see no one from NJ has chimed-in yet. Well, if you wanna biotch about insurance rates, come live in this state! I was paying $1400 a year for my 2014 Camaro. No tickets in 15 - 20 years, I can't even remember. I added it to my Grundy policy instead. Agreed value of $40K, costs me $650 a year, unlimited mileage, no one under the age of 25 can drive it, has to be garage-kept, can not be a backup car. This works for us. We also have a 2002 Vette with Hagerty. I have five other cars so we are good. Insurance though in this state is rediculous to say the least.
Last edited by cmracing; 04-04-2015 at 09:04 PM. Reason: Grundy is the carrier, sorry! |
04-04-2015, 12:50 PM | #62 | |
Drives: 2018 Hyper Blue 1SS 1LE Join Date: Jul 2011
Location: Brownsburg, Indiana
Posts: 6,231
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Quote:
My wife's van is almost double my truck every 6 months. I cannot figure why maybe since it can haul a bunch of people?? I was told part of it was due to availability/cost of replacement parts in case of an accident Ryan
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Ryan
* 2018 1SS 1LE Camaro Hyper Blue Metallic Car Build: http://www.camaro6.com/forums/showth...0#post10049680 |
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04-04-2015, 01:07 PM | #63 |
Drives: 2014 2SS/RS BRM Purchase 03/19/2014 Join Date: Jan 2010
Location: Melbourne, FL
Posts: 538
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Insurance underwriters write different rates depending upon state and city you live in. That's is why the same car you would insure in Kentucky for the same coverage would cost almost twice as much as if you were living in New Jersey. Even in the same state the rates would be higher in a city with a population of 100k compared to living in a city with less than 25k. It's all one big money making racket for Insurance Companies....
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04-04-2015, 03:31 PM | #64 |
The Logistician
Drives: 2012 LFX 45th Anniversary Join Date: Aug 2012
Location: Jonesboro, AR
Posts: 864
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I've been with StateFarm since I started driving 5 years ago. When I bought my Camaro new in 2012 my insurance rate went down for the same coverage compared to my 2007 Pontiac G5 GT. The Camaro was worth 3x the Pontiac yet how it went down blew my mind. Every since then every year I renew my insurance there is a "general rate increase" which is starting to bug me. Unfortunately I can't switch because I need to be covered under my father's plan until I'm 25 or my rate will increase 40%.
Good luck finding a new company.
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04-04-2015, 04:26 PM | #65 |
Drives: '14 2SS/RS Vert 6M/KTU/NPP/DTA/ARH Join Date: Jan 2014
Location: Indianapolis
Posts: 2,826
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Got a quote from Haggerty: $1865/yr for $52K coverage, 4000 mi/yr.
That folks, is nearly $.50/mile. Unbelievable. Monday I'm going to work several of the general insurers mentioned in this thread to see if they beat Esurance. I currently pay $426/6 mon for a 2014 that stickered at $47.7k. I am 60 yo, with a spotless record, FICO of 879, own a almost paid for home etc. I should be an insurer's dream account.
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Consensus is, by definition, a lack of leadership.
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04-04-2015, 05:59 PM | #66 |
Drives: 2010 2LT M6 RS Join Date: Oct 2014
Location: Eastpointe MI
Posts: 278
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(o)[+++++++](o)
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04-04-2015, 06:08 PM | #67 |
Drives: 2017 2SS, 2000 Trans Am Firehawk Join Date: Jun 2014
Location: upstate, NY
Posts: 502
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I have SF and never had an issue. My rates are not that high for my personal cars. My 2000 Trans Am Firehawk is about $500 a year, our 2010 Prius is $600. This is full coverage 100/300/100.
My Camaro SS is my company car and it's over 1K a year but that is with 1 million in coverage. We also have a Focus which is a touch less. You should review the coverage to see what you have before you switch. 25/50/25 is not enough. Compare apples to apples. I had a friend who had minimum coverage (25/50/25) and the brake lines blew out on his car and a person died in the accident. That was hell to pay, and is still paying. 100/300/100 is the minimum you want. |
04-04-2015, 09:00 PM | #68 |
Drives: 2017 Camaro 2SS, 2011 Camaro 2LT Join Date: Jan 2014
Location: USA
Posts: 640
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Solution: Should have bought a V6...
I'm ready for the hate |
04-04-2015, 09:05 PM | #69 | |
Drives: 2014 RS/SS Join Date: Nov 2014
Location: NJ
Posts: 191
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Quote:
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04-05-2015, 02:13 AM | #70 |
I think you may be getting hosed, it's hard to say. With my 2014 Camaro and a 2015 CRV I'm at $1100.00 yearly with Geico. I was with Progressive and had 2 hit and runs in 3 months they covered it no problem no increase and they we're ok to deal with. Geico is kind of on thin ice since they keep raising my rates every renewal... but they are still the cheapest for me right now. 10 years no at fault accidents or tickets .... well I had traffic school schhhh. Oh and a V8 would increase my rate 110 bucks per year.
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