Experience with Gieco or Progessive?

[mvarley]

I'm with Allstate but have been quoted lower rates by Gieco and Progressive. Anybody have good or bad experiences with them?

In particular, I have heard issues with Gieco about covering accidents/issues that happened outside of the insureds home state or when traveling in Canada.
Thanks,
Mike

[GQ4Life]

Originally Posted by mvarley

I'm with Allstate but have been quoted lower rates by Gieco and Progressive. Anybody have good or bad experiences with them?

In particular, I have heard issues with Gieco about covering accidents/issues that happened outside of the insureds home state or when traveling in Canada.
Thanks,
Mike

well i didnt like gieco when years go I went to go with them and then right after everything they pull driving recorded and said I had license suspended 7 yrs ago before i even had a license and wanted to up quote.. so I went with USAA for years.. had Progressive for like 4 years they were great. Prices were low. When my car was stolen they were out there fast. Got everything done. came to my house at my conveince. And got me paid in 2 weeks as soon as cops closed case.. (cant pay you till case is closed)

Id go Progressive. They also do accident forgiveness after your have them a couple of years. They only go back 3 years. Geico goes back 10 years. so if you do have accident geico will raise your insurance for 10years which progressive only 3years

[mtcwby]

I've got Allstate and I pay $400/year less than Geico or Progressive quoted me.

[Madcat0911]

Originally Posted by mvarley

I'm with Allstate but have been quoted lower rates by Gieco and Progressive. Anybody have good or bad experiences with them?

In particular, I have heard issues with Gieco about covering accidents/issues that happened outside of the insureds home state or when traveling in Canada.
Thanks,
Mike

I've been a Geico customer since I got my first car 9 years ago. I'm also military so I've been to multiples of states and have had accidents in quite a few of those as well. I've never had an issue with Geico, even when dealing with car mods and custom paint jobs. I've also not had any major insurance company able to even match what my rates are with them. I won't be leaving them anytime soon.

[shroomjohn]

Ive had progressive for 7 years you cant beat their rates or customer service(IMO) but Ive also never had a wreck just questions here and there

[68/2010]

I have Allstate and the other two were higher and plus I trust Allstate.

[firstmate]

I have had Geico for 24 years or so. I have had several claims over the years, mostly incidents that happen on the road, but not accidents. I have run over things in the road that caused damage, had things fly into the car, hit curbs when run off the road etc... Also, had minor scratches all over my Infiniti G35 from Hurricane Ike. I have never had any problems getting paid right away, and I couldn't beat their prices every time I have checked. However I haven't checked in a couple of years, and I do want to get some quotes just to be sure. They really seem to work with me too since I have been with them so long. I know that won't help though if you are just starting out, but long term they have been great. Good luck whoever you choose.

[DarrenJ]

State Farm, State Farm, State Farm!

Why would you trust anyone you couldn't get to if you had a problem? What's the guy/gal from Progressive's Name? Ever get to talk to Flo? (haha). Never talk to the same person twice at Geico.

I thought HP computers were great until I had a problem, then I found out what kind of service they provide. Anyone can hide behind a telephone, it takes a real company to put the people in place to take care of real problems.

[MacTruck]

Originally Posted by mvarley

I'm with Allstate but have been quoted lower rates by Gieco and Progressive. Anybody have good or bad experiences with them?

In particular, I have heard issues with Gieco about covering accidents/issues that happened outside of the insureds home state or when traveling in Canada.
Thanks,
Mike

DON'T DO IT!

I was with Progressive, Geico quoted lower rate, I dropped progressive for Geico. Month later my rate went up. They do this all the time. The rate quote is never accurate.

[Easy Go]

We recently went to Progressive. Not long after, my wife got hit by someone in a parking lot (not my Camaro, thankfully) and Progressive was great to work with. They took care of everything very quickly and professionally. Car looks like new which it was.

I did notice on my policy that the coverage is voided if you make changes to your vehicle to set it up for racing. They specifically call out modifying the ride height as a no-no. Of course it could be argued that under certain conditions a tighter ride is safer, but that's what's in their policy - so you want to ask questions of ANY insurer if you intend to do any modification.

[Jeanius]

Progressive has lowered my rate EVERY 6 months since I have been with them, which will be 4 years now. Im 23 and have a total loss on my record from when I was 18

Had 2 claims with them, one for a windshield, and one for my wife's civic when a trailer lost a wheel/tire on the freeway and it took off half of the front end

Both incidents were handled VERY quickly and Customer Service was outstanding.

I highly recommend them.

[Chevyg1rl]

I've been with Progressive for 14 years. You can't beat their customer service. They even told me who to use to insure my '76 Vette for a cheaper rate. My 2010 Camaro is $20/year more than my 2001. I'd say that's a great deal!! I had proof of insurance faxed to my dealer before they finished the paperwork.

[5thGenOwner]

Originally Posted by mvarley

I'm with Allstate but have been quoted lower rates by Gieco and Progressive. Anybody have good or bad experiences with them?

In particular, I have heard issues with Gieco about covering accidents/issues that happened outside of the insureds home state or when traveling in Canada.
Thanks,
Mike

Insurance threads are . Felt like 1/2 way thru, thinking about accidents. (glad it I got here on the first page)

That being said, Geico does check with DMV, but if you drive clean they seem to be fine for me. Had 'em for the past 10+ and haven't had a problem.

[brtaus]

My experience with insurance, both vehicle and health/dental, is you get what you pay for. My wife had Progressive, and they were a nightmare to deal with on trying to file a claim and get money out of them. They tried to use every excuse in the book not to pay. But she wanted to go with them b/c they were cheap. I, on the other hand, have State Farm; quick claims, great staff, an actual office to go and talk to someone, and higher payouts than other companies. Sure, the premiums are higher, but the service is unmatched. We now have both vehicle insured & financed through them along with our house and life insurance. All that too = deep discounts. Gotta love it.