[HemiDave]

Originally Posted by paradigm

Grundy is collector / classic car insurance?

Yes.

[paradigm]

Originally Posted by HemiDave

Yes.

Good to know. I ended up going with Hagerty on my 2022 SS 1LE - around $1200/yr. Long Island, NY.

[DJ_WS]

I did Hagerty with the Drive Club (I think that was $85 yr. Its like triple A with some other benefits) for 950 a yr for my new '24 with an agreed on value for sticker. I also have an $2500 deductible. If you can afford it the higher the deductible the lower your rate is.

[bootss]

I paid about 800 a year but I'm hours from the closest city and rarely drive it. Location matters. I would entertain higher insurance costs just to register it somewhere I don't have to get an inspection.

[Rogueleader_92]

Originally Posted by DJ_WS

I did Hagerty with the Drive Club (I think that was $85 yr. Its like triple A with some other benefits) for 950 a yr for my new '24 with an agreed on value for sticker. I also have an $2500 deductible. If you can afford it the higher the deductible the lower your rate is.

Yet the lower your deductible is the less of a hit it is when you do take damage.

Just had my 2010 totalled out and a 2500 deductible would have basically cost me that much more for the replacement.

I'll keep my $100 deductible thanks.

[Evergreen6]

Keeping higher deductibles saves money over time. Moral of the story is don't get into accidents through fault of your own, and carry UM coverage to protect yourselves from the idiots who don't carry insurance. I keep higher deductibles now, but I also keep money in the pot for such events, should I have to come up with it. I've saved a lot more than my deductible over the years just through the reduction in premiums.

[len125]

2021 camaro 56 years old great driving record....pay 1400 a year $500 deductible full coverage

[HemiDave]

Originally Posted by Evergreen6

Keeping higher deductibles saves money over time. Moral of the story is don't get into accidents through fault of your own, and carry UM coverage to protect yourselves from the idiots who don't carry insurance. I keep higher deductibles now, but I also keep money in the pot for such events, should I have to come up with it. I've saved a lot more than my deductible over the years just through the reduction in premiums.

This.

[SOCAL.M6.ZLE]

USAA is $1,250 per year... Coverage is as follows.

Deductibles
$200 for comp
$1000 for collisions

Limits
Bodily / Property / Medical = 100/300/300
Excessive Medical = $5k
Total reimbursement of 20% over KBB

[speedyink1]

Originally Posted by SwL_Wildcat

Just a bit under $1300 Canadian for 1 year full coverage, full replacement value of $125K. I'm running Alberta plates as it's $4K a year to run BC plates.

That's a thing? Hmmmmmm.....

I'm paying a bit less then $2000 cdn a year, but mine's also valued at half yours just being a 1SS, but the sound of paying less then half price... sounds awfully tempting..

Do you have an Alberta address as well or, can you just do that?

Edit: Just realized you're also on the island. Hey neighbor!

[SwL_Wildcat]

Originally Posted by speedyink1

That's a thing? Hmmmmmm.....

I'm paying a bit less then $2000 cdn a year, but mine's also valued at half yours just being a 1SS, but the sound of paying less then half price... sounds awfully tempting..

Do you have an Alberta address as well or, can you just do that?

Edit: Just realized you're also on the island. Hey neighbor!

I'm up between Campbell River and Comox. I worked in Alberta and lived there most of my life. My company is still registered there and I still keep an address there so for me it was very easy, I just had the dealer register a spare Alberts plate I had to the car. I saved the PST and the BC luxury tax as well. You would need to have an address there, then get an out of province inspection done to do it.

[speedyink1]

Originally Posted by SwL_Wildcat

I'm up between Campbell River and Comox. I worked in Alberta and lived there most of my life. My company is still registered there and I still keep an address there so for me it was very easy, I just had the dealer register a spare Alberts plate I had to the car. I saved the PST and the BC luxury tax as well. You would need to have an address there, then get an out of province inspection done to do it.

Nice, I'm near Qualicum Beach.

Damn! That rules me out then. Still, sweet gig! Also, no front plate is a nice bonus. I still haven't put my front plate or even installed the mount for it. The front of the car just looks too good to muck up!

[Texas1ss]

Originally Posted by Johnfin

I would like to see what you guys are paying across the USA. Here in Florida we are raped on all types of insurance. So for a comparison, I have a 2023 V6 Camaro, 250/500K insurance, $1000 deduct, full coverage, perfect driving record over 50 years old and I pay $1500 every 6 months.

Damn. I'm near Houston, Texas, perfect driving record with a 1k deductible, 53 years young, and pay 130 a month for full coverage for a 2016 1SS with a V8.

And I know the year isn't the difference, because I'm still looking for a unicorn 2024 black 1SS or 2SS with a M6, like mine, and mag ride. I found one, priced it with State Farm with the VIN, and the 2024 would only raise my rate to 160.

Must be like the housing insurance going crazy as hell down there because of hurricanes and huge claims. They're all gouging. But Texas gets hit as well. That sucks.

[beaurrr]

My ‘24 ss 1LE added $75/month to my policy. Comp/collision/roadside/glass, but I do have a $500 deductible.