Got denied trying to get a new Camaro =( - Page 3 - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

Hemlawk · 03-01-2011, 05:00 AM

Quote:

Originally Posted by RallyYellowPlease

That's what Im planning to do. Im going to shoot for a LS model and save another $2,000 and maybe with $4,000-$5,000 down, I would have enough to be able to pull the car out of the lot.

I hope.

Just stash the money! Put it away somewhere you wont be tempted to spend it. It took me almost 2 years to get my credit/deposit sorted out. Totally worth the wait, I got exactly what I wanted.

572HP · 03-01-2011, 05:29 AM

The idea about getting an inexpensive used car on a loan is a very good idea. Work on building your credit. I don't buy the saying that you're only young once. These cars are awesome at any age. Chevy will be coming out with even better camaros, and even if they stopped making them next year (they won't), there will still be plenty on the market. The best thing that you can ever do for yourself is to never live paycheck-to-paycheck. Make sure that you can always put away some money every month. You will never get ahead if you don't.

RallyYellowPlease · 03-01-2011, 05:47 AM

Thanks for all the support. Im going to give it one more try in a couple of months with more down and if that doesn't help, then i have no choice but to get my brother involved or get another cheap car to build my credit.

Let's see what the future holds.

Can anyone give me an idea on how much Insurance would be?

PeeBee · 03-01-2011, 06:02 AM

Quote:

Originally Posted by L99CAMA2011

the 2011 6 manual I was supposed to buy but was a week late, ...

I still love my L99 though. Remember good things comes to those who wait.

Kind of contradictionary, saying the car you were supposed to buy was a week late, then saying you bought an L99 instead. You couldn't wait one week?

wbdinger · 03-01-2011, 06:38 AM

Keep your goal in mind
Work hard and do whats nessasary to achieve said goal and never give up.
Good luck.
I wanted this car soooo bad that I gave up smoking to make the payments as I logged in my journal

TOMS1SS · 03-01-2011, 07:13 AM

You can always get a co-signer, especially if you can put fork over a large enough down payment. Word on advice on credit cards, the ideal number on most credit reports is between 2 and 4. The ideal balance on the cards is 20% to 50% at all times. The higher the overall credit limit the better, but thats something that comes with time.

TOMS1SS · 03-01-2011, 07:15 AM

Forgot to mention if you do get a co-signer make sure you can pay on the loan. If you default you'll jack the co-signer's credit also.

CRChevy · 03-01-2011, 07:17 AM

i would recommend that you look at a used 06/07 monte carlo ss they are just as cool as the camaro imo

TOMS1SS · 03-01-2011, 07:30 AM

Quote:

Originally Posted by CRChevy

i would recommend that you look at a used 06/07 monte carlo ss they are just as cool as the camaro imo

The W-Body needs to die. Unless your a Dale Jr. fan take a pass on the Monte.

Chase Jacobs · 03-01-2011, 08:21 AM

Go to the credit union there better for young people.

RallyYellowPlease · 06-10-2015, 07:08 PM

I started this thread a couple years ago. Well, four years later it finally happened. I took the advice of many and decided to get another car. While it was not the car I wanted - it helped me built my credit. I pinched pennies over the last four years and managed to save enough for a decent down payment, not a lot, but enough to cover the upside down cost of the other car.

The car is not Rally Yellow (my username), but I could care less. She's a beauty and I still can't believe she's mine. A little hard work goes a long way. Let the modding begin. Cheers.

Name: Cam.jpg
Views: 954
Size: 137.9 KB

Chris1SS1LE · 06-10-2015, 07:36 PM

Excellent job

maddoggyusa · 06-10-2015, 07:38 PM

Sweet! Yea when you work hard to get something, it means lots to you. Enjoy it and welcome to the club!

Angrybird 12 · 06-10-2015, 07:39 PM

Congratulations....... Patience and hard work always pays off.

03-01-2011, 05:29 AM	#30
572HP ACE5 (Atlanta Group) Drives: "Black Ice" Join Date: Sep 2010 Location: Suwanee, GA Posts: 1,702	The idea about getting an inexpensive used car on a loan is a very good idea. Work on building your credit. I don't buy the saying that you're only young once. These cars are awesome at any age. Chevy will be coming out with even better camaros, and even if they stopped making them next year (they won't), there will still be plenty on the market. The best thing that you can ever do for yourself is to never live paycheck-to-paycheck. Make sure that you can always put away some money every month. You will never get ahead if you don't. __________________ Custom Two-Tone Paint, Whipple, Pedders, NightOwl RGB Halos & Other Lighting [COTW 5/2/11] 2011 Two-Tone White/Black SS/RS Convertible See our Atlanta Social Group or home page: ACE5.org

03-01-2011, 06:38 AM	#33
wbdinger Drives: NSMNJW=2010 CGM 2SS/RS LS3 Join Date: Dec 2009 Location: Exshaw Alberta Canada Posts: 1,214	Keep your goal in mind Work hard and do whats nessasary to achieve said goal and never give up. Good luck. I wanted this car soooo bad that I gave up smoking to make the payments as I logged in my journal __________________ DYI Oil Catch Can, DYI dash ABL, DyI fender "V"emblems, ACC Plasma DRL, DYI Painted red SS on steering wheel, DYI CGM painted bowties on wheels, DYI Clearcoated Brake Calipers, Eibach pro 1" lowering springs, GM Heratige grill, GM skipshift eliminator, GMPP 92206992 Exhaust, 2-10" Kenwood subs w/350watt pioneer amp, RiderGraphics hood spears/gill outlines, 9x20 wheels-custom silver,weather tech mats, ARH 17/8 headers and cats. Tuned by Davenport Motorsports.

03-01-2011, 07:13 AM	#34
TOMS1SS Drives: NA Join Date: Aug 2010 Location: NA Posts: 12,126 View My Garage	You can always get a co-signer, especially if you can put fork over a large enough down payment. Word on advice on credit cards, the ideal number on most credit reports is between 2 and 4. The ideal balance on the cards is 20% to 50% at all times. The higher the overall credit limit the better, but thats something that comes with time. __________________ El funcionario señor de los desiertos de Mojave y Sonora.

03-01-2011, 07:15 AM	#35
TOMS1SS Drives: NA Join Date: Aug 2010 Location: NA Posts: 12,126 View My Garage	Forgot to mention if you do get a co-signer make sure you can pay on the loan. If you default you'll jack the co-signer's credit also. __________________ El funcionario señor de los desiertos de Mojave y Sonora.

03-01-2011, 07:17 AM	#36
CRChevy MARO MAN Drives: Orange 2010 Camaro 2RS Join Date: Feb 2011 Location: Baton Rouge , LA Posts: 511	i would recommend that you look at a used 06/07 monte carlo ss they are just as cool as the camaro imo __________________ 2LT-RS/nitto invo/hankook venus/straight pipes/slp blackwing air filter/5% window tint all windows/3.00" tips/hood and hockey stripes

03-01-2011, 05:47 AM	#31
RallyYellowPlease Drives: 2015 Camaro LT/RS Join Date: Feb 2011 Location: Miami, FL Posts: 23	Thanks for all the support. Im going to give it one more try in a couple of months with more down and if that doesn't help, then i have no choice but to get my brother involved or get another cheap car to build my credit. Let's see what the future holds. Can anyone give me an idea on how much Insurance would be?

03-01-2011, 08:21 AM	#38
Chase Jacobs Drives: RED JEWEL CAMARO V6 2lt Join Date: Aug 2010 Location: Warren ,Michigan Posts: 154	Go to the credit union there better for young people.

06-10-2015, 07:08 PM	#39
RallyYellowPlease Drives: 2015 Camaro LT/RS Join Date: Feb 2011 Location: Miami, FL Posts: 23	I started this thread a couple years ago. Well, four years later it finally happened. I took the advice of many and decided to get another car. While it was not the car I wanted - it helped me built my credit. I pinched pennies over the last four years and managed to save enough for a decent down payment, not a lot, but enough to cover the upside down cost of the other car. The car is not Rally Yellow (my username), but I could care less. She's a beauty and I still can't believe she's mine. A little hard work goes a long way. Let the modding begin. Cheers.

06-10-2015, 07:36 PM	#40
Chris1SS1LE Drives: 2014 Camaro Red Hot 1LE NPP Recaro Join Date: Jun 2014 Location: Indiana Posts: 639	Excellent job

06-10-2015, 07:38 PM	#41
maddoggyusa Drives: 2013 Camaro Dusk 2SS/6 Join Date: Sep 2013 Location: New Jersey Posts: 1,586	Sweet! Yea when you work hard to get something, it means lots to you. Enjoy it and welcome to the club!

06-10-2015, 07:39 PM	#42
Angrybird 12 7 year Cancer Survivor! Drives: 17 Cruze RS, 07 G6 GT, 99 Astro Join Date: Dec 2007 Location: East Tennessee Posts: 21,547	Congratulations....... Patience and hard work always pays off. __________________ Cancer's a bitch! Enjoy life while you can! LIVE, LOVE, DRIVE... The Bird is the word!

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
GM unveils Jay Leno Camaro, Camaro Synergy, Camaro Chroma, Camaro Dusk at SEMA	irocnroll	5th Gen Camaro SS LS LT General Discussions	101	02-27-2012 12:25 PM
Installation Camaro Needed for Manual for a Justice Install Package in SF Bay Area	Info@PeddersUSA.com	USA - California	6	04-30-2010 08:02 PM
GM memo to dealers	Moose	5th Gen Camaro SS LS LT General Discussions	41	02-04-2010 07:33 PM
Ambient lighting (ABL) - the FINAL update = LIMITED TO DOOR PANELS	CamaroScotty	5th Gen Camaro SS LS LT General Discussions	338	04-15-2009 05:33 PM