Opinion - is it totaled?

classicrockr · 12-12-2021, 09:36 AM

Got in an accident. Looks like the drivers rear wheel may be bent.Tow truck driver said it didnt look like the frame was bent. Id rather fix & keep it.

STReddy1999 · 12-12-2021, 09:43 AM

If the frame isn't bent it may not be totaled, still gonna be an expensive repair though, hopefully insurance doesn't give you a hard time. Good luck, I hope you're back in a Camaro soon either way.

wavsine · 12-12-2021, 09:50 AM

Quote:

Originally Posted by classicrockr

Got in an accident. Looks like the drivers rear wheel may be bent.Tow truck driver said it didnt look like the frame was bent. Id rather fix & keep it.

Because of the high value of your Camaro, I'll go out on a limb and say it is likely not totaled. Problem is, the car will never be the same after repair because I can see in the photo that the wheel/suspension/frame was compromised. If the accident was the other parties fault, I would file for diminished value on their insurance.

If the frame is confirmed to be compromised, I would press the adjuster to total the car for safety reasons regardless of the monetary value of the repair. A straightened frame is never as strong as the original. Some insurance companies will fudge on this.

classicrockr · 12-12-2021, 09:55 AM

Quote:

Originally Posted by wavsine

Because of the high value of your Camaro, I'll go out on a limb and say it is likely not totaled. Problem is, the car will never be the same after repair because I can see in the photo that the wheel/suspension/frame was compromised. If the accident was the other parties fault, I would file for diminished value on their insurance.

I was at fault.

classicrockr · 12-12-2021, 09:57 AM

Quote:

Originally Posted by STReddy1999

If the frame isn't bent it may not be totaled, still gonna be an expensive repair though, hopefully insurance doesn't give you a hard time. Good luck, I hope you're back in a Camaro soon either way.

I hope so too. Itll be hard findng a used Hyper Blue Metallic anywhere.

90503 · 12-12-2021, 10:30 AM

Anything can be fixed. How much it costs to repair compared to buying new determines if it's totaled or not. Used car and new car prices are at all time highs. Don't settle cheap for a total settlement, and don't let a high repair bill keep it from being fixed. Replacing it won't be easy these days. Good luck.

KILLA BEE · 12-12-2021, 10:34 AM

NO!!

jamala00 · 12-12-2021, 11:54 AM

No, I'd be surprised if insurance totaled that.

arpad_m · 12-12-2021, 12:26 PM

Quote:

Originally Posted by wavsine

If the frame is confirmed to be compromised, I would press the adjuster to total the car for safety reasons regardless of the monetary value of the repair. A straightened frame is never as strong as the original. Some insurance companies will fudge on this.

IMO this is a bit pessimistic based on one photo, it may be fixable by a capable body shop, the damage doesn't look very extensive. A professional needs to go through the entire car and make a determination.

Quote:

Originally Posted by classicrockr

I was at fault.

S**t happens, nobody's perfect. I crashed mine in 2019 out of my own stupidity of not focusing for about two seconds, and the body shop took 2 full months to repair everything (and this was the "pre-pandemic era" with great parts availability). They ended up doing a fantastic job, the car now tracks better than new, and the only telltale sign is the presence of clearcoat on the new OEM underhood metal parts (go figure, the factory paint job has no clear on these).

2SS Capt · 12-12-2021, 12:30 PM

I really doubt that is totaled, how many miles are on the car?

classicrockr · 12-12-2021, 12:32 PM

Quote:

Originally Posted by 2SS Capt

I really doubt that is totaled, how many miles are on the car?

98,000

Jsreo · 12-12-2021, 12:37 PM

98K miles, I would guess it will be totaled, sucks that this happened to you

2SS Capt · 12-12-2021, 12:38 PM

Quote:

Originally Posted by classicrockr

98,000

That's really high for a 2016, but I still doubt it is totaled. Put all your cars info in kbb.com and see what it says. I bet that repair is under $20,000, if your car's value is at least 20% over that, I think you are good.

jamala00 · 12-12-2021, 12:47 PM

Quote:

Originally Posted by classicrockr

I hope so too. Itll be hard findng a used Hyper Blue Metallic anywhere.

You may have to fly and drive home or have one shipped, but you'll have no issue finding a used HBM Camaro.

12-12-2021, 09:36 AM	#1
classicrockr Pills are for Pansies Drives: 2023 2SS Red Hot Vert Camaro Join Date: Jul 2008 Location: Citrus Springs FL Posts: 1,296	Opinion - is it totaled? Got in an accident. Looks like the drivers rear wheel may be bent.Tow truck driver said it didnt look like the frame was bent. Id rather fix & keep it. Attached Images

12-12-2021, 09:43 AM	#2
STReddy1999 Drives: 2020 Camaro 2SS 1LE Join Date: Feb 2018 Location: Virginia, USA Posts: 65	If the frame isn't bent it may not be totaled, still gonna be an expensive repair though, hopefully insurance doesn't give you a hard time. Good luck, I hope you're back in a Camaro soon either way. __________________ 2020 Camaro 2SS 1LE 2018 Mercedes-AMG CLA45 - Sold 2016 Camaro 2SS - Sold 2014 Camaro RS - Sold

12-12-2021, 10:34 AM	#7
KILLA BEE Black lightning Drives: 2021 ZL1 1LE A10 Join Date: Mar 2013 Location: Nottingham Md Posts: 1,997 View My Garage	NO!! __________________ [ 2021 Camaro ZLE 10 speed

12-12-2021, 12:30 PM	#10
2SS Capt 2020 Shadow Gray 2SS Drives: 2020 2SS - A10, NPP, MRC, CAI Join Date: Dec 2019 Location: SoCal Posts: 3,032	I really doubt that is totaled, how many miles are on the car? __________________ 2020 SGM 2SS - A10, NPP, MRC, Red Calipers, Black Camaro Fender Badge, Footwell Lighting *Added after delivery:* - GMP CAI, GMP Black Strut Tower Brace, MRR017 1LE Wheels, SS Armrest, Black Fuel Door, Stainless Sport Pedals, SS Wheel Caps, Black Lugs/Locks, GM Splash Guards, DD Smoked LED Markers, Smoked Rear Reflectors, Mishimoto Catch Can, Xpel PPF - Full Front, SunTek 35% Tint, CeramicPro coating, RST Stainless Brake Lines, Castrol SRF, MSD Super Conductor Wires *Left: My "fun" ride. Right: My "work" ride: a Gulfstream G600. One's top speed is 180 Mph, the other, 620 Mph...*

12-12-2021, 10:30 AM	#6
90503 Drives: 2011 2SS/RS LS3 Join Date: Nov 2011 Location: Torrance Posts: 14,430	Anything can be fixed. How much it costs to repair compared to buying new determines if it's totaled or not. Used car and new car prices are at all time highs. Don't settle cheap for a total settlement, and don't let a high repair bill keep it from being fixed. Replacing it won't be easy these days. Good luck.

12-12-2021, 11:54 AM	#8
jamala00 Drives: 2016 Camaro 2SS Hyper Blue Metallic Join Date: May 2020 Location: WI Posts: 2,451	No, I'd be surprised if insurance totaled that.

12-12-2021, 12:37 PM	#12
Jsreo Drives: 2017 2SS Manual Join Date: Apr 2017 Location: Atlanta GA Posts: 373	98K miles, I would guess it will be totaled, sucks that this happened to you

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