How much is your insurance premium?

[suplex]

I know that technically anyone who owns their Camaro (paid off loan) can legally drop Collision (to lower your rate), but for cars this new you really don't want to do that just yet. It's actually not worth it to drop Collision unless your car is 10 years old, so 5th Gen owners can't even think about doing that until at least the year 2020.

[jd10013]

wow, some of you guys pay a lot.

me, 40
wife, 42,
daughter, 20

all clean records with max coverage limits and 500 dedctible on,

2012 camaro LS (full coverage)
2007 altima 2.5S (full coverage)
2001 civic EX (liability)
1998 200SX (liability)

and mine is $1064 for 6 months, or $177 per month. used to be half that before I added my daughter to the policy. the camaro runs me 355, or 55 per month.

[Ryanbabz71]

Just paid my 6 month premium. State Farm (low mile policy) 33 yrs old (also have other vehicles and home insured which makes a difference) cost was $249 for 6 months.

[BlueRay-J]

13 SS convertible
11 SRX
10 ninja 250
09 Aprillia shiver

Me 36
Fiance 32

I pay 575 a month in summer
450 per month in winter (bikes in storage)

Sent from my DROID RAZR using Tapatalk 2

[pocketcthulhu]

$65 a month for the camaro
$34 a month for the phantom (bike)
southern farm bureau

Im going on 35 and have a clean record for a Lonnnng time.

[10BlkSS]

Originally Posted by DarkneZZ

We have a thread about Camaro owners' age, compliments and dumb things people say about.
But what do you guys pay for your premium?


I'll start. Geico - $446 a month. 18y/o :(

I have to say it...You're an idiot.

Maybe $60 in a combined car premium, the payment is $450/ 5yrs for the car itself.

[Cheveey57]

Originally Posted by suplex

I used to have Geico, ironically I switched today. When I had Geico I paid $668/6-months. Now that I selected Progressive it dropped to $459/6-months.

I also found out that Progressive gave a discount, for the first 6-months, of $50 for signing up with them online. So even when it goes up to $509/6-months, it still comes out to saving $318/year over Geico.

Progressive also has that thing where you take a "Snapshot" of your driving habits and it could save you up to 30% off your premium. The lady I spoke with on the phone asked me some questions and said I would be a great candidate for it, so I am going to give it a try.

For those interested, the Snapshot device tracks what time of day your driving (she asked if I am ever out between 1am and 4am, when I said "No" she said "That's Good"), whether or not you brake hard (looking to see if you tailgate, etc...) and I forgot the third thing it tracks, but it's nothing that would invade your privacy. The lady even said it doesn't track speed.

Your premium will NEVER go up due to the Snapshot tracking, you just may not save any money. So I figured it can't hurt to try it out.

UPDATE: I think the third thing it tracks is how many miles you put on your car, so for someone like me I'll be almost certain to save money using Snapshot. The lady asked if I put 15k on my car in a year, and when I said: "Not even close" she suggested I try using Snapshot.

Big brother if you ask me. I'll pass on that.

[Dr. Evil]

State Farm 42 y/o with clean driving record.

$156 per month for full coverage on all 3 vehicles for my wife and I.

The 13' SS is $56 of that per month.
I carry twice the state minimum amounts and have $500 deductibles.

[THUMPER20X]

$157 a month 42 Never a ticket 6 star driver. Lame I know, Ontario Canaderp.

[CrystalRedTintcoat]

went up $62.50 every six moths. So, $10.42/month.