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07-18-2013, 02:22 PM
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#1 |
 Drives: 2012 2ss/l99 a6, victory red Join Date: Jun 2013
Location: philadelphia
Posts: 387
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was I ripped off?
When I bought my 2ss it came out to like 38k with everything included.. I made a 5k down payment and when I made my first payment and looked at the amount financed it said 38k..
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2012 2ss l99/a6
CAI, custom catback with flowmaster series 10s |
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07-18-2013, 02:23 PM
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#2 |
                
Drives: Really Slow Join Date: Apr 2010
Location: PA
Posts: 56,959
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did you not look over all your paperwork, before signing? you know, that long yellow piece of paper that breaks everything down. look at that.
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07-18-2013, 02:27 PM
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#3 |
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[COTW 5/12/14]
Drives: 2012 CRT NF Cammed 2SS/RS For Sale Join Date: Oct 2011
Location: NOLA
Posts: 6,115
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Brand new 2ss, auto trans, 38k is very average-good deal on the car itself.
Now, if you are asking where the 5k went, it could have gone to taxes/licenses, possibly other dealer installed accessories, and that tax rate depends on your state.
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07-18-2013, 02:30 PM
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#4 |
Drives: 2013 Porsche 981S Join Date: Feb 2012
Location: TN
Posts: 329
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Did the $38k include your 8% sales tax, registration fee, loan origination fee, etc?
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07-18-2013, 02:31 PM
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#5 |
Drives: '86 Monte Carlo SS Join Date: Nov 2010
Location: Reno, NV
Posts: 3,119
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Sounds like your "out the door" bottom line price was $43,000. Should be right there in your paperwork.
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07-18-2013, 02:32 PM
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#6 |
Drives: 2017 Mosaic Bk ZL1 M6 Join Date: Jul 2009
Location: South of Raleigh, NC
Posts: 9,477
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You sure that wasn't total loan, including interest?
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07-18-2013, 02:33 PM
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#7 |
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TRI COUNTY TAMPA
Drives: 2011 1SS/RS VR/BLK A6 Join Date: Jan 2011
Location: Trinity, Florida
Posts: 6,277
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That 38k number surely does not include tax, title & reg fees and loan interest.. Your paperwork will show total purchase price. Down payment and amount financed.
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07-18-2013, 02:33 PM
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#8 |
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Let's go Rangers!
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Is this a thread for real? Let me see if I understand.
You negotiated a deal for 38K out the door (meaning everything) You the put down 5K cash which should have meant a total finance of 33K Yet you walked out the door paying 5K and with total financed of 38K
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 Soprano 4/1/00-6/14/11, Gone but NEVER forgotten! FSP tuned: 377/389 Last edited by nyrfan; 07-18-2013 at 02:52 PM. |
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07-18-2013, 02:35 PM
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#9 | |
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Let's go Rangers!
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Quote:
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Soprano 4/1/00-6/14/11, Gone but NEVER forgotten! FSP tuned: 377/389 Last edited by nyrfan; 07-18-2013 at 02:56 PM. |
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07-18-2013, 02:43 PM
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#10 | |
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Bayou City Muscle Cars
Drives: 2013 2SS Dusk Edition Join Date: Jan 2013
Location: Houston Texas
Posts: 1,443
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Quote:
Mine was 45k by the time it is all said and done tax title license finance etc 50k financed..
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2013 2SS Dusk Edition
Lethal Racing Stage V PER 418ci Forged LS3 530/520 SAE |
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07-18-2013, 02:44 PM
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#11 |
Drives: 2011ss/rs camaro Join Date: Sep 2011
Location: florida
Posts: 1,261
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Did you at least get a kiss
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07-18-2013, 02:50 PM
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#12 |
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The amount financed refers to the total amount you will pay. So if your loan was $33,000 and over the life of the loan there is $5,000 in interest the amount financed is $38,000.
The amount financed is required to be disclosed pursuant to federal law to make things "easier to understand." It's part of the truth in lending law which I refer to as the "confusion in lending law" because the disclosures are more difficult to figure out than the actual loan terms.
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 SS, A8, Procharger, M&T's and stuff... |
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07-18-2013, 04:16 PM
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#13 |
 
Drives: 2010 SS/RS Join Date: Jun 2012
Location: NJ
Posts: 53
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38k out the door doesnt seem too bad. You might have been able to squeeze a few thousand more if you haggled more. I got my 2010 2SS/RS with 24K miles for 34K out the door.
Since I round my car payments up to the nearest hundred, that 34K should turn into 33K in a few years. |
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07-18-2013, 04:26 PM
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#14 |
Drives: '10 RJT,'95&'14 Vette Join Date: Feb 2009
Location: Cut Throat, NY
Posts: 1,723
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It depends...
you might have....
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"As ye sow, so shall ye reap" - Me
Mine at sunset  |
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