How are you guys paying for a new ZL1

le1999 · 03-16-2017, 05:17 PM

Just out of curiosity, wondering if there are options I'm not thinking of.

I'm currently considering upgrading to the 17' 1LE or the 17' ZL1. Even financed at 72 months with the best rate offered for "well qualified" buyers at my credit union, is 1.69%.

Any of you guys figuring a way to finance one of these at 0%?

crossroaddemons · 03-16-2017, 05:19 PM

Hundred dollar bills in a suitcase

*Mr. Wyndham* · 03-16-2017, 05:20 PM

Quote:

Originally Posted by crossroaddemons

Hundred dollar bills in a suitcase

I'd have thought you'd sell your soul!

Just....saving...budgeting...sizable down payment, and a good rate on a loan.

jwdominick · 03-16-2017, 05:20 PM

cash is king

tbh though, you want to see some shocked people, pull out a huge stack of hundreds in the business office... they brought in 3 people to re-count it lol

Sven59 · 03-16-2017, 05:23 PM

I am thinking of making car videos for U tube.

jwdominick · 03-16-2017, 05:28 PM

Quote:

Originally Posted by Sven59

I am thinking of making car videos for U tube.

I hear doing videos of shopkins toys is quite lucrative

Mr. Meh · 03-16-2017, 05:38 PM

I pay with money.

Hammerli · 03-16-2017, 05:44 PM

I've worked hard to be able to purchase all my cars outright. Certainly have found that there are pros and cons to that. First I certainly would not take $70K in actual cash into a dealership, foolish on so many levels, but when you mention at a US brand car dealership that you'll be paying cash, it's like you just insulted them. Advantage is getting the exact amount for a cashiers check in advance means no pushy sales job for all their crap add-ons when you arrive. That alone has made it worth it, and I specifically have the checks made out to the dealership OR me, that way if there is some egregious error (which 34 miles is not), then I can still walk.

le1999 · 03-16-2017, 05:54 PM

Thanks for the responses gents.

I'm thinking of throwing 15-20k on a credit card vs down payment (then pay it off) so I can get the cash back / miles. Was curious if anyone had similar ideas.

6Foot4Honda · 03-16-2017, 06:00 PM

1.69 interest rate?!

minimum here that I got is 4.99..perfect credit

MoreSpeed · 03-16-2017, 06:00 PM

Quote:

Originally Posted by Mr. Meh

I pay with money.

I plan to pay with chickens because the market for gold bullion is just too damn unstable.

le1999 · 03-16-2017, 06:03 PM

Quote:

Originally Posted by 6Foot4Honda

1.69 interest rate?!

minimum here that I got is 4.99..perfect credit

Yes - local credit union. They always have the best rates it seems.

MoreSpeed · 03-16-2017, 06:06 PM

Quote:

Originally Posted by MoreSpeed

I plan to pay with chickens because the market for gold bullion is just too damn unstable.

Seriously though I plan to finance everything to get the current $1000 down payment promotion from GM and avoid having to deal with a certified check. Then I will pay down or pay off earlier when I sell one of the cars. I have one car that I financed and haven't paid more payments toward since it was cheap money. The GM rate is 4.9 which isn't cheap money.

KLR ZL1 · 03-16-2017, 06:38 PM

Quote:

Originally Posted by le1999

Just out of curiosity, wondering if there are options I'm not thinking of.

I'm currently considering upgrading to the 17' 1LE or the 17' ZL1. Even financed at 72 months with the best rate offered for "well qualified" buyers at my credit union, is 1.69%.

Any of you guys figuring a way to finance one of these at 0%?

What credit union are you with to get 1.69 for 72 months?

03-16-2017, 05:17 PM	#1
le1999 Drives: 14' 1LE Join Date: Jul 2016 Location: Htown Posts: 29	How are you guys paying for a new ZL1 Just out of curiosity, wondering if there are options I'm not thinking of. I'm currently considering upgrading to the 17' 1LE or the 17' ZL1. Even financed at 72 months with the best rate offered for "well qualified" buyers at my credit union, is 1.69%. Any of you guys figuring a way to finance one of these at 0%?

03-16-2017, 05:23 PM	#5
Sven59 HAMMER PILOT Drives: 13 ZL1#182, 85 CJ7, 16 Silverado Join Date: Nov 2011 Location: Tucson AZ Posts: 4,386	I am thinking of making car videos for U tube. __________________ "DO YOU WANT ME TO PUT THE HAMMER DOWN?"

03-16-2017, 06:00 PM	#10
6Foot4Honda Drives: 2017 ZL1 Join Date: Sep 2016 Location: Canada Posts: 96	1.69 interest rate?! minimum here that I got is 4.99..perfect credit __________________ yoyo

03-16-2017, 05:19 PM	#2
crossroaddemons Drives: 1971 Chevy Camaro Join Date: Dec 2016 Location: Beacon, NY Posts: 736	Hundred dollar bills in a suitcase

03-16-2017, 05:20 PM	#4
jwdominick Account Suspended Drives: 2017 50th 2SS Join Date: Jan 2017 Location: MN Posts: 267	cash is king tbh though, you want to see some shocked people, pull out a huge stack of hundreds in the business office... they brought in 3 people to re-count it lol

03-16-2017, 05:38 PM	#7
Mr. Meh Drives: Sold Join Date: Mar 2017 Location: Somewhere Posts: 775	I pay with money.

03-16-2017, 05:44 PM	#8
Hammerli Drives: 2017 ZL1 Summit M6 PDR SR ECW Join Date: Feb 2017 Location: SW MI Posts: 68	I've worked hard to be able to purchase all my cars outright. Certainly have found that there are pros and cons to that. First I certainly would not take $70K in actual cash into a dealership, foolish on so many levels, but when you mention at a US brand car dealership that you'll be paying cash, it's like you just insulted them. Advantage is getting the exact amount for a cashiers check in advance means no pushy sales job for all their crap add-ons when you arrive. That alone has made it worth it, and I specifically have the checks made out to the dealership OR me, that way if there is some egregious error (which 34 miles is not), then I can still walk.

03-16-2017, 05:54 PM	#9
le1999 Drives: 14' 1LE Join Date: Jul 2016 Location: Htown Posts: 29	Thanks for the responses gents. I'm thinking of throwing 15-20k on a credit card vs down payment (then pay it off) so I can get the cash back / miles. Was curious if anyone had similar ideas.

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