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I have had some. I know the value they first come up with is NOT set in stone. I had very similar damage on my 04 srt 10 and got 500$ after arguing for days when they wanted to give me 100$.. granted it had a cracked windshield and some other imperfections.
There is actually a formula of how the insurance companies determine it... year, condition of car etc. what it really boils down to is how much that damage is going to effect the re-sale of that car. In major cases attorneys who specialize in this can be hired
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