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One thing I'll say about my personal experience with Geico, (which may or may not apply to you) is that I was quoted a cheaper price than my current insurance (USAA) and when I actually started moving forward with setting up the policy, basically at the VERY LAST step where it took me to the page with the confirm button that if I clicked it, would enact my policy, it said it was making an adjustment (for a speeding ticket I got) and the price ended up being almost exactly what I pay with USAA, so I didnt switch.
Point is that $231 you were quoted might not actually be what you would end up paying.
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