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Good luck my friend. I feel your pain. I bought a Trans Am when I was 19 and the insurance was Stupid.
I know you want a nice car but my recommendation is to get yourself a nice used 4 door and put that money away until you are 25. As for personal experience with insurance. I shop around once a year an d State farm has been the cheapest I've found every time I've checked.
If you go with Geico be sure that you know your coverage. When the GF and I bought her new car we compared rates (she had Geico) and they we're the 2nd highest when comparing actual coverage. The last thing you want is to get hung out to dry by your insurance company due to inadequate coverage.
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