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I've decided against the 84-month loan. I am still thinking about getting the car, but doing a PenFed Payment Saver (balloon) loan for 36 or 48 months. Depending on the final price of the car and which term I choose, my payment would be somewhere between $300-$375 per month and then I would probably just trade it in or sell it at the end.
After reading much of the comments in here though, I am leaning toward not getting the car at all. I bought a used 2004 Volkswagen Jetta for $2,000 with 89,000 miles on it a month or so ago to drive so that I will have no payment once my current lease is up (I have one payment left). I saw this Camaro deal and have been obsessing over it because it's my dream car. But I'll probably hold off.
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