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Magnetic Ride Control is associated only to the damping rate of the shocks. You need to understand how both parts of your suspension (shocks and springs) work together to understand what to expect from MRC.
When you hit a bump of some sort, the wheel will want to travel up/down to get over it without disturbing the overall line of the car itself. If you have it in Tour, the damping rate is reduced and the wheel can travel a bit further and/or a bit more quickly to go over that bump. The trade-off is that allowing the wheel to move further means that it has further to go to get back to where it was. If you're cornering, that can affect the ability to keep the tire's contact patch more firmly on the ground and you'll lose grip.
The opposite is true in Sport/Track - because the tire can't move as quickly or as far, more of that bump gets transferred to the body (and you) to absorb. But, the tire generally stays in contact with the road better for cornering.
If you want a better idea of the differences between modes, you will need to manually set the steering to a specific setting (NOT "Auto") and dial through the modes over and over on a specific piece of road that isn't perfectly level or straight. The differences are subtle, but in terms of handling - they matter.
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